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 BnB Bank Good or Bad Idea ?

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Ennis
Junkyard Junkie
Ennis


Posts : 1578
Join date : 2013-01-25

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PostSubject: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 6:40 pm

Hey Guys

What do you lot think of a BnB Bank System ? .... I will put my money into it and work it like a real bank I.e if you want to borrow £23,000 over a period of 3 weeks I would decide on how much intrested would be added on top

I will not profit from it as all intrest money will be given away in giveaways or back into the bank to have more funds to lend

Everybody at first will be able to loan but when people start not repaying etc then I will be less willing to give out loans

: if people Arnt sure about it then I will set up a bank of ennis and just loan my money but let me know please
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RyanHappyHands
Mr. DIY
RyanHappyHands


Posts : 1403
Join date : 2012-08-15
Age : 26
Location : Toronto, Canada

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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 6:44 pm

I've thought of this too, but it has to be perfect or it could wreck the BNB economy
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Ennis
Junkyard Junkie
Ennis


Posts : 1578
Join date : 2013-01-25

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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 6:45 pm

Ryan if you have also thought of it then inbox me and maybe we could team up Smile
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MosukeKodoSan
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Posts : 2793
Join date : 2012-11-15
Location : London.... ish

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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 6:56 pm

im sorry but i dont see the need?
if people want to buy secondhand and pay weekly then thats up to the seller, so no problems there
and after the whole debate on the ease of earning money, who would it benefit making getting money easier still?
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Ennis
Junkyard Junkie
Ennis


Posts : 1578
Join date : 2013-01-25

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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 6:59 pm

It's not trying to make money easier as such it is more of a helping hand - were not talking of loaning £20,000 like I was thinking more on the loaning of £10k max maybe ... And the intrest off the loans goes back to give better giveaways or better prizes for comps : I don't mind Smile that's why I asked rather than just doing it
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AC x Stunner
Mr. DIY
AC x Stunner


Posts : 1416
Join date : 2012-07-31
Age : 26
Location : England

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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 8:21 pm

It reminds me of the british economy. People will keep borrowing and claim it as benefits, making it easier to build and then pay later. Personally its a get out of jail free card to build quicker. BNB doesnt need that. Building a car should be hard work. I appreciate the realism idea though dude Smile
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Ennis
Junkyard Junkie
Ennis


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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 8:25 pm

Yeah I get your point Very Happy
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Smooth
Founder
Smooth


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Join date : 2011-01-30
Age : 31
Location : Chicago

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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitimeTue Mar 12, 2013 9:02 pm

Like Stunner says I love the realism but it would add tons of unneeded confusion of tracking everyone's money flow for us moderators and the BNBPD.
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PostSubject: Re: BnB Bank Good or Bad Idea ?   BnB Bank Good or Bad Idea ? I_icon_minitime

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